Auto Insurance Claims: My insurance check claim, endorsement stamps, insurance inspector

Question
I got into a car accident and I took my car to a shop the insurance inspector gave me $4000. to fix my car. But I don't like the people in that shop so I took my car to another one. The insurance company is going to send me a check payable to the new body shop and to myself. My question is if I can deposit the check in my bank acct after the body shop endorse the check or the body shop have to deposit the check on their bank account? Thanks

Answer
Hi,

The way it works is that the body shop gets the check, you pay the deductible to the shop. You sign the check and they deposit the check it their account after you take your car.
You cannot deposit the check in your account being 2 party.
The insurance company also looks at the endorsement stamps on the cancelled checks, and there could be an issue if you deposit the check in your account.



Rob