Auto Insurance Claims: Insurance company being notified, dwi charge, dmv report


Question
Hello!  Last week I was pulled over and given a DWI.  I am in the process of getting it possibly dismissed or at least reduced to a careless operations instead of a DWI.  My problem is that it happened while driving a company vehicle and if they do a scan and find this on my record, I could get terminated.  I am wondering if when pulled over and they write this ticket, do they automatically notify the company insurance and they will notify the company of this charge.  Or until the actual court date, is there no charge actually made yet.  My fear is that they will run a scan on my license and see that it was suspended and has a DWI charge, when in reality in the next few months, I will either be getting it reduced or pleading article 894 which they say will keep it off my record.  Once I do that, I am wondering if I can prevent the company from ever knowing it happened.  I am terried that I should say something but don't want to if I don't have to.  Do you happen to know if insurance companies are contacted when the ticket is first written or if nobody is notified of the charge until the court date and once they determine guilty or not guilty?  I hope this wasn't too confusing, and if you could help, then thank you, thank you!!

Answer
Hi Kristen,

The state does not notify insurance companies of a DWI. If your license was suspended as a result of the DWI charge until the case is heard in court, that will be on your motor vehicle record. If the insurance company runs a DMV report it will show that your license is suspended. If you are continuing to drive on a suspended license and are stopped for any reason, in many states that is a felony and you could be taken directly to jail.

If you go through the court process and plead to a lesser charge, the DWI will not show on your DMV record. You will need to be sure you do every that is required to get your license reinstated as quikly as posdsible. Remember that nothing happens automatically. Once your court case is completed, you will need to contact the DMV to find out what is necessary to reinstae your license. The court does not reinstate your license automatically.


I hope this helps
Richard Hixenbaugh