Auto Insurance Claims: My parked legally parked car was hit., bald tires, tort liability


Question
I live in New Jersey. My car was parked legally in front of my house on the street and it was snowing. A car slid into it and hit the back side. Problem is it is not insured. The police came and cited the driver for bald tires. He said I must provide insurance at the police station  (As my car was locked and I did not have the keys}.I fibbed in order to get a report for the damage. What do I do? I did not get insurance info from the driver.

Answer
Hi Michael,
I really wish that I could be of help, but New Jersey is one of the eleven states with no-fault insurance laws and all eleven are different.
My entire career has been spent in tort liability states.
I suggest that you go back to the allexperts personal insurance site,
click on INSURANCE LAW and redirect your question to Richard.
He is a no-fault administrator with New York City and in my opinion, the most qualified person on any of the allexperts insurance sites to assist you.
I hope this has been of help.
Sincerely,
Bennie
San Francisco Bay Area