Auto Insurance Claims: hit a pole while parking, auto insurance company, exact figures

Question
Hi,

I hit the pole in the parking slot of my apartment recently. It added few dents and scratches to my car.
I've not called up and claimed this to my auto insurance company yet. Will my premium be increased as this was completely my fault?


Answer
Hi Su-

Yes it would increase your premium.  If you are a young driver (3 years or less driving experience) then it may even double it.  I can give you more exact figures if you tell me what zip code you are in what kind of car you drive, how many miles you drive and what else you have on your driving record.  I would also need to know your current limits on bodily injury, uninsured motorist, deductibles and other coverages.  I can also give you recommendations to improve your policy if you send me that info as well.  

Sorry I could not have given you better news.  

Sheldon Maughan
Sacramento, Ca