Auto Insurance Claims: My body shop wont accept insurance estimate, insurance estimate, minor accident


Question
I was involved in a minor accident.  I filed a claim with the at fault party's insurance company.  Then I got my own estimate.  When the insurance company had their body shop look at the damage, the estimate was almost identical in terms of labor hours.  However, the insurance company is paying a much lower hourly rate than my body shop quoted me.  My body shop said they would not accept the lower rate. What can I do to get the insurance company to pay the amount it
takes to get my car fixed at the body shop of my choice?  

Thanks!

Answer
The insurance company owes the prevailing rate for the area.  If your body shop is making up their owe rate, then you will be responsible for the difference.

I have found that most body shops that are willing to send customers away over such an issue are not worth doing business with.  Penny wise and pound foolish or think that they are more special than they really are.  There are plenty of millionaire body shop owners who charge the prevailing rate.

Good luck!