Auto Insurance Claims: comp vs coll, juris doctor, bowling ball

Question
Bowling ball left in the truck of a car. Various turns & stops the bowling ball rolled & damaged the car. Is this collision or comp?  

Answer

Hi Gary,

Well, this is the time we need our resident insurance adjuster to give us a hand.  I believe it will be comprehensive.  A collision will be specifically defined in your policy, and this event will not be included within that definition.  

Thus, it will be covered under comprehensive.

Best Wishes,

Dr. Settlement, J.D. (Juris Doctor)
http://www.SettlementCentral.Com