QuestionQUESTION: I'm a second-year college student who works part-time, so my proof of income isn't going to do any good when buying a car. But what if I have excellent credit score? Do I still to show the proof of income?
ANSWER: hi jalen,
what state are you in?? what do you call part time??? you might be able to get what is called ap scored and get a loan...how many hours a week are you working, how much an hour and how much of a down payment??? let me know the above and i will give you some ideas!
STEVE
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QUESTION: I'm attending UC Davis and I'm working as a lab assistant at the Botany Department for 7.5 an hour. During school year I work 10 hours per week. I don't plan to get any loans, I just want to do the regular monthly payment thing. I didn't know I was supposed to pay a down payment because the monthly rates I see online are assuming 0 downpayment aren't they?
Answerhi,
with no money to put down, and only $75.00 per week, it would be very difficult to be approved for a loan. If someone will co-sign for you, that will help greatly, if that is impossible, you can go to www.capitalone.com and apply online for a loan. But look at the questions very carefully, if your credit is excellent , you may squeak thru. Let me know how it all goes. good luck
steve
