Tips on Buying Cars: Buying a used car, rule of thumb, buying a used car

Question
Hey Clark -

I just was wondering somethings about buying a used car.  I have about 200 dollars a month that I can afford to finance a car that I'll be using to commute to school (about a half hour away).  What would be a reliable, 4 door, front (or all) wheel drive?
Also, how much should I expect to pay for auto insurance being a 22 year old single male?  I'm just getting off their insurance so I really don't know too much about it.

Thanks,
Bryce  

Answer
A good rule of thumb it for every $1000 financed you can expect to pay about $20 a month for 60 months.  So a $200 monthly payment means you can finance about $10,000.  As for the car insurance, I really have no idea.  Try Progressive, GEICO, or Titan insurance.