Auto Insurance Claims: Expired License, unlicensed accident


Question
Hello Justin
I live in CA and was recently rear ended while stopped at a traffic light and smashed in between two cars. I have full coverage on my vehicle which was just declared totaled... what I'm nervous about now is that I had no idea that my license was expired three days prior to the accident. I made my payment for the month and the policy was still active. I have since gotten my license renewed but will this affect my case even though I am not at fault?

Answer
I would have to make sure your policy doesn't have some weird restriction, but I would be surprised if it does.  In fact, it is not even required to have a driver license in order to purchase insurance.  Whether you have a license or not has nothing to do with whether the accident was your fault, or whether your insurance was in force.

I hope this helps, and I'm sorry for the delay, I have been out of town with no access to the net.  

Sincerely,
JP