Auto Insurance Claims: insurance coverage, pytel, mechanical problem


Question
if you have broad collision, and you are driving on the freeway and your wheel bearing breaks and your wheel flies off, what covers the damage to your car as far as the damage to the body is concerned? If broad collision covers it, do you have to pay the deductible?

Answer
Hello Kay,

The information you have provided is brief.   However, from your description, it does not appear that there was an accident, that is, a collision.  If your wheel bearing broke because of a mechanical problem with your vehicle, you are not covered for damages to your car by your auto insurance.

Jane Pytel
http://SolutionsForYourInsuranceClaim.com