Auto Insurance Claims: insurance, Missouri Auto theft claim SIU investigation/denial expert


Question
I have a question about Insurance.  I have Farmer Insurance.  I pay $200 every six months for my Toyota Avalon.  It look like it will be like $20,000.  First,

1. What is insurance?
2. Do we have to pay for it?

Answer
Hello,

Not really sure about your question here, but I will try to answer the questions.

What is insurance? When you are asking about a car policy, there are three types.

Liability that coverage you may incur on others- Required in 49 states now.
Comprehensive covers damage caused to your vehicle including fire and theft.
Collision is when you collide with an object, your car will be repaired.

Do you have to pay for insurance? Yes.

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