Auto Insurance Claims: How much can I sue over a legitimate claim?, How much can I sue over a legitimate claim?

Question
Recently I was involved in an auto accident. The other party involved got ticket for Failure to Yield. My witness testified I had green light while approaching the intersection. The other party admitted fault to my insurance company (my insurance found him 100% liable for the accident). Yet, his insurance try to pin on me the accident saying that I am at fault, that I run red lights. I don't have collision coverage with my insurance, so they won't fix my vehicle. Question: I heard that in some states on legitimate claims if the insurance fails to pay for the damages I can bring a lawsuit for much more, double? Perhaps? Please advise me on this. I live in the state of Alaska. I am tired of their unethical practices. Thank you in advance.

Answer
There is no rule on how much you can ask form the person who hit you or cause the damage. You can only sue them for the actual damages they cause you, not double or triple damages. The entire point of insurance is to put you back in the position you were before the accident.

You can get punitive damages if you can show that the insurance company acted in bad faith. That is a difficult standard an a different lawsuit.

We hope this helps

Good Luck,
Anne
http://www.auto-insurance-claim-advice.com/