Auto Insurance Claims: Unlicensed driver not at fault, unlicensed driver, policy exclusion

Question
An unlicensed driver borrowed a vehicle and was driving in washingtn state, a vehicle that was insured threw the owner of the vehicle. Traffic was stopped and the unlicesed driver was rear ended. The person who did the rear ending had a license and insurance. There is a lot of damamge to both vehicles and the unlicesed driver is in pain as well as the licensed driver is too. No police report was made, both parties exchanged insurance information and phone numbers. What can both parties do? Will the unlicesed driver be at fault? Will the owner or insurance company of the vehicle that the unlicensed driver was driving have to pay for damages even though it was not htat persons fault? And will the insurance company cancel the owner of that vehicle? Will the licensed drivers insurance pay to have the other vehicle fixed even though the one he hit had no license? And what about any medical damge the accident has caused for either party?  

Answer
The rear car at fault should pay for everyones damage, unless there are laws in your state limiting the amount of recovery for unlicensed and or uninsured drivers. The unlicensed driver car insurance should pay for its own car damage if the rear car insurance delays or denies payment if there is no policy exclusion for unlicensed drivers and that driver is not a regular user or a relative resident.