Auto Insurance Claims: parked car, remedies for accident damages


Question
some drunk driver runs into your parked car possibly uninsured.you have no collision on your policy .what recourse do you have to recoup your losses?

Answer
Depending on the State where the accident occurred different procedures are available.  Most likely, there is a mandatory insurance law that a victim can utilize to get the driver license or vehicle registration revoked.  If you provide me with details, I can point you the right statute.  In addition to getting the State involved, one can contact the proper prosecutor for the DUI or DWI if the other person was charged and request restitution when the criminal charge is processed.  That's about it.  The people that owe you money are the owner and the driver of the uninsured and negligent vehicle, pursue both of them.