Auto Insurance Claims: Who do u think is at fault in the case below?, village grn, erroneous assumption


Question
Who do you think is at fault?
Veh. 1 was traveling north of Paw Ave. in the far right lane. Veh. 1 slowed and stopped to move left into the left lane to avoid a construction zone farther north ahead in the right lane which was closed to all traffic.
Veh. 2 was stopped on Village Grn S. waiting at the intersection of Paw Ave to turn right (north). The operator of Veh 2 was under the erroneous assumption that Veh. 1 had slowed and stopped to let her out of Village Grn S. Veh 2 proceeded to move forward entering the intersection of Paw Ave. into the right lane of Paw Ave. north towards the left lane. Veh 1. moved forward to get into left lane and struck Veh 2. Veh 1. front passenger side bumper struck the rear driver side bumper of Veh 2. causing substantial damage to Veh 2. Veh 1. appeared to sustain minor damage to its front passenger side bumper.
Please help me with this. I am Veh.2 in this case and I think my insurance is going against me and saying I am at fault.
Provide me with some advice on what to do if I am at fault.

Answer
Hi Pinkesh,

It is correct that you would be considered to be at fault. The reason is that you violated the "right of way". It does not matter that you thought the other vehicle was stopping to let you in, the fact is that they were not so you though wrong which resulted in a collision. The car that was already on Paw Ave.had the right of way and therefore is not at fault.

I hope this helps
Richard Hixenbaugh