Anti-perforation warranty policies typically cover damage to a vehicle caused by rust. Some policies only cover repairs to the vehicle's body once the rust has eaten through a body panel. Other policies require that your vehicle is regularly inspected for this type of damage. Before making a claim to the warranty company, be sure you have met all the requirements the warranty policy states, including any regular maintenance checks. This will prevent the claim from being denied.
Get an estimate for the required work from the body repair shop. Many car warranty companies will allow you to go to any body shop. Some companies may require work be completed at an authorized shop. Check your anti-perforation policy for requirements.
Present your anti-perforation warranty card or policy document to the mechanic. The mechanic will bill the warranty company using the information contained on the card. You might need to contact the warranty company yourself and make a claim. Then wait for the claim to be approved and a check to be issued from the warranty company in the amount of your estimated repairs.
Pay the deductible, if applicable. If you have a specified deductible, for example $500, the warranty company will pay up to $500 of the total bill. If a check was issued from the warranty company based on an estimate, the check will be for the full estimate or maximum policy amount minus the deductible. You will be responsible for remitting the remaining balance to the repair shop.
Contact the warranty company about reimbursable expenses. Depending on the coverage included with the anti-perforation warranty, you may be entitled to reimbursed rental car expenses for the days the vehicle is in the shop. You may need to submit a receipt for these expenses to the warranty company.
