Road hazard insurance is generally offered by tire retailers when you purchase one or more tires for your vehicle. If your tire is damaged or destroyed, this type of tire damage insurance can pay for a repair or replacement.
If your tire is damaged or destroyed, it is replaced under the terms of your road hazard insurance policy. Check your invoice and related paperwork for the policy's terms.
Road hazard insurance is typically prorated, meaning you won't get a replacement tire for free. Instead, the value of your tire when it was destroyed will be deducted from the cost of your new tire.
Tire damage insurance has restrictions and qualifications, such as types of damage, tire upkeep and age, and miles driven.
Road hazard insurance is regulated at the state level, with some states having specific contractual requirements.
Tire damage insurance may be available through third parties, including as a road hazard rider on your auto insurance policy. Check with your auto insurer to see if this sort of coverage is available.
