Auto Insurance Claims: diminished value, property damage coverage, uninsured motorist property damage

Question
If i was the victim of a hit and run do I qualify for DV settlement.  I paid my deductible with my insurance and filed a claim and got my truck fixed.

Answer
Hi Sebastian,

Only if your claim was paid under the uninsured motorist property damage coverage, then you can make a claim for diminished value.  In most cases a hit & run situation does not qualify to be an uninsured motorist claim because there has to be proof that there was another vehicle involved that was not insured.

I hope this helps
Richard Hixenbaugh