Driving & Driving Test Tips: Auto Accident Reconstruction, penny nelson, accident reconstruction

Question
Mark,

I was recently in a minor auto accident in which my insurance company found me at fault (no injuries).  They base their determination solely on the witness, and have largely ignored my basic reconstruction of the facts regarding the impossibility of the witness's version based on speed, stopping distance, etc.  I have appealed and asked for a review, but the answer came back the same.  What further recourse do I have?  Would it be too expensive to hire an accident reconstructionist to fight this?  My insurance premiums have doubled, which will cost me around $3,000 over the next three years (no other tickets or accidents).  I feel so strongly that I am not at fault, and want to prove my innocence.

Thank you!
Penny Nelson

Answer
This forum is made to try and develope an explanation of the facts and reconstruct the collision so that you can better try to fight the decision your insuracne company has made.  Give me the facts of the case and I will analyze it to see if there is merit to your case or not.  It may or may not be favorable, but it will be an honest assessment of the facts to be presented to your insurance company.

Be advised, that even if the facts do lean toward your not being at fault, there is no way I or anyone else can make your insurance company change their decision.  If they don't, then you should seek out another insurance carrier for your coverage.