Auto Insurance Claims: Auto theft in Mexico, Las Vegas Auto Theft SIU Investigation/denial consultant/expert


Question
My car was stolen in the Tijuana area, just a few miles from the California border.  I had Mexican liability insurance, but believed my California comprehensive policy covered any other losses.  My insurance company is attempting to deny the claim based on a territorial exclusion.  I thought both by the California Insurance Code and usual and customary practices that any such losses were covered in a border State such as California.  I never signed any specific waiver of coverage -- I wouldn't have done so seeing as I travel into Mexico often.  I bought the policy when I purchased the vehicle several years ago and when I have renewed the policy I never got an updated comprehensive copy.  The "exclusion" they sent me is not part of my original policy.  Am I covered?

Answer
Hello,

This is something I just can't answer. I don't have any of your insurance policy information. I will however give you an attorney in the San Diego area that specializes in this and you can find him on the web. His name is Dave Solo.

This may cost you a little bit to see where you are at with this, but you have no choice. I have dealt with Dave on occasion and have found he is very good at these issues. If he finds you should be covered, he is the man that can file suit against the insurance company.

Good luck!

http://www.autotheftexpert.com