Auto Insurance Claims: Arson, las vegas plaintiff/defense auto theft forensic expert

Question
My neighbors house was just burned down by arson, and my mini van parked in front of my home was severely damaged.I do not have a full coverage only what the state of Conn. requires.The neighbors only rent the property.Who is responsible for the damage I have incurred?

Answer
Hello,

This is interesting. As for your state required auto insurance, that only covers your liability for something you are responsible for. This means for conversation sake, you have no coverage.

If in fact the fire was deemed arson by authorities, if they have a suspect as to who set the fire, that person(s) would be responsible for the damage to your vehicle.

You might try to find out who owns the home that is being rented and see if they have homeowner's insurance to cover the damage to the garage. If so, you can submit a claim against that policy. Otherwise, I am afraid, you are out of luck.

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