Auto Insurance Claims: Policy Limit Disclsure, minor traffic accident, insurance adjuster


Question
Mr. Hixenbaugh- My girlfriend was recently in a minor traffic accident where she bumped a pedestrian at low speed. The girl who was hit is now filing a claim and her insurance company wants to know what my girl friend's policy limit is. I can't imagine they're going to sue for the maximum, but are probably looking for the amount they can get without having to litigate.  In your opinion, is it wiser to be cooperative or keep the information private?  If you could provide some general advice, it would be apreciated.  Thanks!

Answer
Hi Adam,

Neither you or your girlfriend should have any contact with the other persons insurance company at all. If they contact you or her, you should simply refer them the your insurance company. They are likely contacting you directly because your insurance company has fefused to provide that information. You should also stay in contact with the insurance adjuster at your girlfriends insurance company to be kept informed of what is going on.

I hope this helps
Richard Hixenbaugh