Auto Insurance Claims: Auto Accident Hospital visit, payment coverage, own insurance


Question
I got into a acccident on April 19,2008 and I did not see a doctor untill May 9, 2008 for a headaches I was getting since I have been driving. It was the other persons fault but since I waited so long(because I thought it would go away) are they still liable?

Answer
Hi Saba,
This 20 day delay in seeking treatment should present no problem
with your claim.
Many people wait several days to several weeks to seek medical care, hoping that the problem will "go away".
If you carry medical payment coverage on your own insurance policy, be sure to have your own company pay your medical bills instead of using your health insurance.
Also, please do not treat with a chiropractor.  The entire insurance industry is extremely anti-chiropractic and an injury claim based on chiropractor treatment only has a value of about 50% as opposed to treating with a Medical Doctor and prescribed physical therapy.

I hope you find this information helpful.
Your feedback by rating my answer will be appreciated.

Sincerely,
Bennie
San Francisco Bay Area