Auto Insurance Claims: vehicle damage in mud, cv joint, flat tires

Question
My daughter got her car stuck in mud on a dirt road there was damage done to the car. It was stuck pretty good. She had two flat tires trying to get unstuck and then the back bumper was damaged trying to pull the vehicle out and the middle cv joint on the front axle was damaged. The interior has mud in it from them trying to push vehicle out . Could you tell me what the insurance company will pay for I contacted a body shop today and they said to turn it into insurance should it be listed as comp or collision claim?  Equinox

Thank You,

Answer
It will depend on how the policy is written - they are not all the same.  Best thing to do is report the claim and ask.  Also read your policy to make sure it is handled correctly.

Most policies exclude damage to tires.  Bumper and cv joint will likely be covered.  Not sure about cleaning.