It is possible for a car owner to get their car title back after a loan charge off, but the process is not as easy as some might hope or think. The first step is to begin negotiating with the lending company that has repossessed the vehicle and billed the former owner. The lending company, in an effort to keep their customer, might decide to setup a loan repayment plan with the car owner over a period of time. Once the loan is finally paid off, the lender could then transfer the car title back into the possession of the original vehicle owner.
