Auto Insurance Claims: car accident, total loss car

Question
I had a car accident.. I had full coverage insurance. The other driver had insurance.. I live in Texas.. What i wanna know is that i had my 2005 Malibu max x just 2 months ago. I just purchased the car it 2 months ago value of it was 7526.00.. this was the only car i had for work.. The accident was not my fault the cop said ...Were still waiting for the police report. What are my chances!! Will i get another car and will the other insurance pay for the total amount to the car to the finance company... cause the my car was smashed and totaled the front...if they don't get me another car cause it wasn't my fault do i have the right to ask for more or if the other insurers say they will not give me for another car. Should i contact a lawyer? Please Help!!! This is my first accident. Im kinda green to what the adjusters will do.. They will see the car both adjusters on Monday....

Answer
Debbie,

Two months??? There must be more to this story.

If there are no injuries, a lawyer will not be interested in your case. The police report should have been ready in a couple days. Try to get it yourself. Most important, if you have your own insurance, they should settle with you regardless of who is at fault. Your insurer will get all or part of your deductible back for you. To insure you don't get lowballed on the value of your car, consider the eBook at UClaim.com entitled Total Loss Auto. It has a money back guarantee and personal consultation with the author.